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Move-Up vs. Second Home: Which One Is Right For You?

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If you're feeling cramped in your current space, you've probably considered a move. But what type of home would suit you best? A move-up home or a second home? For many South residents, the answer may be different today than it was just months ago. Why? Because the pandemic has changed the way many of us live, work, and attend school—and for many, those changes have shifted the priorities when it comes to choosing a home. According to a recent survey by The Harris Poll, 75% of respondents who have begun working remotely during the pandemic would like to continue doing so—and interestingly,  66% would consider moving if they no longer had to commute as often. Some of the top reasons people considering a move were to gain a dedicated office space (31%), enjoy a larger home (30%) and have more rooms overall (29%). 1       It's no wonder space has become. a major concern. Online school has become a reality for families everywhere - including here in the South Bay - ...
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The Home Buyer's Guide to Getting Mortgage Ready

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The Home Buyer's Guide to Getting Mortgage Ready   Don’t wait until you’re ready to move to start preparing financially to buy a home.   If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage.   The requirements to secure a mortgage may seem overwhelming, especially if you’re a first-time buyer. But I’ve outlined three simple steps to get you started on your path to homeownership.   Even if you’re a current homeowner, it’s a good idea to prepare in advance so you don’t encounter any surprises along the way. Lending requirements have become more rigorous recently, and changes to your credit history, debt levels, job type and other factors could impact your chances of approval.   It’s never too early to start preparing to buy a home. Follow these three steps to begin laying the foundation for your...
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Real Estate Is Back

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Builders & Realtors Agree: Real Estate Is Back When shelter-in-place orders brought the economy to a screeching halt earlier this year, many believed the residential housing market would follow suit. Countless analysts predicted buyer demand would disappear and home values would depreciate for the first time in almost a decade. That, however, didn’t happen. It appears the opposite is taking place. After the bottom fell out of the real estate market immediately following the shutdown, it has come roaring back – and seems to still be gaining steam. Here’s a look at two recent reports – one from the  National Association of Home Builders  (NAHB) and one from the  National Association of Realtors  (NAR) – showing this growing strength. Builder Confidence Hits All-Time High Last week, it was  reported  that applications for new home purchases with home builders were  39% higher than in July of 2019 . That has builder confidence soaring. Each month, NAHB...
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